When starting out with investing in ETFs, it’s important to consider factors such as your investment goals, risk tolerance, and time horizon. Here are five ETFs that could be a good starting point for investors:

1. Vanguard Total Stock Market ETF (VTI): This ETF offers exposure to the entire U.S. equity market, providing a diversified portfolio of more than 3,500 stocks. It has a low expense ratio and is a good option for investors seeking broad market exposure.
2. iShares Core S&P 500 ETF (IVV): This ETF tracks the S&P 500 Index, which consists of 500 large-cap U.S. stocks. It has a low expense ratio and provides exposure to some of the largest and most established companies in the country.
3. Vanguard Total International Stock ETF (VXUS): This ETF provides exposure to international stocks, including developed and emerging markets outside the U.S. It has a low expense ratio and offers diversification benefits by investing in companies from different countries.
4. iShares Core U.S. Aggregate Bond ETF (AGG): This ETF tracks the performance of the U.S. investment-grade bond market, providing exposure to a diversified portfolio of over 8,000 bonds. It has a low expense ratio and is a good option for investors seeking fixed income exposure.
5. Invesco QQQ ETF (QQQ): This ETF tracks the performance of the NASDAQ-100 Index, which includes 100 of the largest non-financial companies listed on the NASDAQ. It provides exposure to technology and growth-oriented companies and can be a good option for investors seeking higher potential returns but with higher risk.