The safest investment depends on your individual financial goals, risk tolerance, and time horizon. Generally speaking, investments that are considered “safe” tend to have low risk and provide a steady rate of return. Here are some examples of investments that are often considered relatively safe:

1. Savings accounts: Savings accounts are FDIC-insured up to $250,000 per depositor and offer a low but guaranteed rate of return. They are a good option for short-term savings goals or emergency funds.
2. Certificates of deposit (CDs): CDs are similar to savings accounts but typically offer higher interest rates in exchange for a longer-term commitment. Like savings accounts, CDs are also FDIC-insured.
3. Treasury securities: Treasury securities are issued by the US government and are considered among the safest investments available. They offer a fixed rate of return and are backed by the full faith and credit of the US government.
4. Municipal bonds: Municipal bonds are issued by state and local governments to fund public projects such as schools and infrastructure. They offer a steady rate of return and are often considered safer than corporate bonds.
5. Blue-chip stocks: Blue-chip stocks are shares in large, well-established companies with a long history of stable earnings and dividends. While they are still subject to market fluctuations, they are often considered a relatively safe long-term investment.

It’s important to remember that no investment is completely risk-free, and even “safe” investments can still be subject to inflation risk or other factors that can affect returns. It’s always a good idea to consult with a financial advisor or do your own research before making any investment decisions.